Private Health Care
Private Health Care
Sometimes called PMI, private healthcare or private health cover – gives you the reassurance of knowing that, should the need arise, you and your family will receive eligible medical treatment privately, without waiting for the NHS to treat you.
While the NHS does a good job in very difficult circumstances, you still might not receive your treatment as quickly as you’d like – and waiting can be emotionally or physically difficult.
Private health insurance typically offers you:
Private health insurance gives you and your family prompt access to the treatment covered by your plan
A wide choice of hospitals and specialists
Health insurance cover offers a choice of when you are treated and the hospital you are treated in, with access to a significant number of specialists / consultants
Comfortable, private facilities
If you need to be admitted into hospital for treatment, having private health insurance typically means you’ll benefit from excellent facilities – for example, some plans will offer private en-suite rooms with TV, telephone and radio
Business Health Insurance
There is a range of business health insurance plans which can provide an employer with prompt access to diagnosis and eligible private treatment for their employees. There are plans to suit most requirements and budgets most of which will offer:
- Prompt access to diagnosis to find what the problem is
- Eligible treatment when it is needed
- A choice of a large number of quality-assessed hospitals and scanning centres
Private medical insurance could help an employer in several ways:
- Help to get their employees back to work quickly
- Minimise business disruption
- Enhance their existing employee benefits package to aid recruitment and retention of the best employees.
The Ideal policy offers you cover for necessary treatment of new medical conditions that arise after you join. It does not cover you for treatment of medical conditions that existed, or you had symptoms of, before joining. There is also no cover for ongoing, recurrent and long-term conditions (also known as chronic conditions). Each provider will have their own set of particular exclusions. Clients are advised to study the terms & conditions of each policy.
Typical cover includes:
- in-patient and day-patient treatment and associated specialists’ charges
- out-patient surgical procedures
- radiotherapy and chemotherapy
- computerised tomography (CT), magnetic resonance imaging (MRI) and positron emission
- tomography (PET) scans
- an amount (that is capped) of benefits for diagnostic tests, out-patient consultations and complementary practitioner and clinical practitioner
- charges (including physiotherapy).
- treatment of psychiatric illness.
Private Health Care cover
EP Wealth Management are not authorised to advise on Private Health Care Cover but we have access to authorised healthcare advisors, who remain impartial and are not restricted to advising from just one private medical insurance provider. These advisors can offer plans selected from a range of top medical insurance companies and friendly societies. Using a powerful combination of experience and advanced technology, you can be sure you’ll have a private medical insurance policy that suits your stated requirements and budget
EP Wealth Management are not authorised to advise on Private Health Care Cover but we have access to authorised healthcare advisors, who remain impartial and are not restricted to advising from just one private medical insurance provider.